PPI Management Inc. (“PPI”) is a nationally licensed insurance marketing organization which supports independent advisors with their business and allows them to provide products from various insurance companies. PPI hosts and maintains this Website and provides the articles and videos for information and communication purposes only, on behalf of the independent advisor presented on this webpage.
The Website is directed to those individuals and entities located in Canada. It is not directed to any person or entity in any jurisdiction where (by reason of nationality, residence, citizenship or otherwise) the publication or availability of the Website and its content are unavailable or otherwise contrary to local laws or regulations. If this applies to you, you are not authorized to access or use any of the information on this Website. PPI, nor the independent advisor, makes no representation that the information, opinions, advice or other content on the Website (collectively, "Content") is appropriate outside Canada. Those who choose to access this Website from other locations do so at their own risk and are responsible for compliance with applicable local laws.
4. Personal information security
5. Copyrights and Content reproduction
The Content of this Website is protected by the copyright laws in effect in Canada and in other countries if applicable. Copying, reproducing, publishing or distributing any of the information found in this Website, in whole or in part, is strictly forbidden. It is possible, however, to copy, print or download information for non-commercial personal use as long as the said information has not been modified in any way and the source has been acknowledged. The prior written authorization of PPI is required for any use other than specified by the terms above, failing which PPI shall take the appropriate legal action.
7. No Unlawful or Prohibited Use
PPI may terminate any access to this Website at any time, in whole or in part. PPI shall not in any way be held responsible for losses or damages which may arise directly or indirectly from the termination of your access to this Website. For your part, you may terminate your access to this Website at any time. Upon termination of any access to this Website, the provision in section 11 will continue to apply following the termination and the Users rights hereunder shall immediately cease.
9. Governing Law
10. Reliability of information
The information available on the Website is intended to be a general information resource regarding the matters covered, and is not tailored to your specific circumstance. You should not construe this as legal, accounting, taxation, financial, actuarial or other professional advice. You should evaluate all information, opinions and advice available on this Website in consultation with your insurance specialist, or with your legal, accounting, taxation, financial, actuarial or other advisor, as appropriate. No advice or information, whether oral or written, obtained from the independent advisor or on this Website can be construed as creating any guarantee.
Moreover, results generated by any calculating tool available on this Website do not create legal or contractual obligation for PPI or the independent advisor. These simulations are based on approximate calculations. Please confirm any results by contacting an advisor.
11. Limitation of Liability
The Website, and any Content, are provided to you on an "as is," "as available" basis without warranty of any kind whether express, statutory or implied, including but not limited to, any implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, systems integration, accuracy, and non-infringement, all of which PPI, and the independent advisor, expressly disclaims. Your use of the Content is at your own risk. Moreover, you acknowledge that PPI, its directors, officers, employees, representatives and the independent advisor shall not in any way be held responsible for losses or damages which may arise directly or indirectly from the use of, or the inability to use, this Website.
The website cookies are activated to simplify navigation, to improve your user experience and to track the sections of the site that you visit. While this allows PPI to personalize the content that you see when visiting the Website, it does not allow PPI to collect your personal information. As a result, when you visit and interact with the Website via your cellular telephone or web browser, electronic data is collected automatically. This type of information is considered to be non-personal information. Non-personal information signifies data that could not potentially identify a specific individual and that is collected automatically when you access this Website from your browser. You may choose to deactivate cookies in your browser. If you choose to do so, however, you may not have access to certain functionality on the Website.
The web pages may also contain electronic images known as web beacons. Web beacons are usually invisible to a user and are used for many of the same purposes as cookies.
PPI may include web beacons on the Website to:
Determine if messages are opened and acted upon;
Gather statistical information about our website usage patterns;
Deliver information to you about our products and services.
13. Third-party monitoring and surveillance tools
14. Contact us